Self employed people usually less likely to buy the health insurance policies which, some times can really turn out to be expensive. Young people usually think that as they are energetic, they would not feel the need of medical treatment, at least not in the next few years to come. This is rather a mistaken perception. Diseases and illness always come without intimidation.

Health insurance not only protects your wealth, but also take care of you health. If you fall ill while possessing health insurance, you would not take long before consulting some good doctor; on the contrary you might keep on ignoring the problem that would lead to some greater health issue. Similarly, since you would not be paying from your pocket, it would be protecting your wealth from being wasted.